PROGRAMME OF THIRFT AND CREDIT

 

         Over the years of the concept of self-help is gaining ground because it is a visible and effective mechanism to fight poverty migration. This is very effective especially in case of rural women who are invariably exploited by the village moneylenders. Thus SHG is an effective instrument to fight the menace of indebtedness of rural women.

 

         Keeping in mind the typical socio-economic need of the rural women the organisation in conducting regular training and capacity building programmes for the women, which is covered by about 200 women, self help group. In this programme which takes the form of workshops in most of the cases women are taught the art of saving & credit, keeping accounts, keeping records etc. During the reporting period the PRATEEKSHA organised training–cum capacity building camps in the rural areas of Nuapada Block. Local bank officials were invited to these training programmes to interact with Women SHG members and explained the provisions of the banks in availing credit from the bank.